Our process

The best solution for the best clientele.

At Avalon, we’re not here not to change the coverage itself, but to change the way the coverage is distributed.

Division Line

We carefully select our clients using state-of-the-art technology and real-time data analytics. Avalon’s proprietary marketing and data system is extensive and includes property and ownership data on every property and ownership group in the United States. This allows us to provide first-rate property management consulting services.

We employ processes and systems that save time and costs—not just for us, but for our property and portfolio owners as well. While your portfolio may be viewed as a whole, each asset has its own budget, its own NOI, and ultimately, will stand on its own as it relates to ROI.

Avalon - Our Process

At time of sale, you’re not crunching the numbers on a portfolio basis, you’re crunching the numbers on a per asset basis, and your insurance should reflect that.

Most importantly, we take pride in the fact that as a  commercial property insurance broker , we work with clients who make smart decisions and hold themselves to a higher standard. After all, your best practices and prudent management style warrant preferential treatment and rating. And we’re going to provide it to you.

  • TAILORED OFFERING »
  • DATA ANALYTICS »
  • Narrowing Down the Best Clientele
    Avalon is designed for owners like yourself with solid business practices and well-maintained properties. Our members are carefully selected to meet several different criteria for acceptance.
  • Front-end Underwriting
    Because Avalon values transparency, we require you to show proof of expiring policies, a complete and favorable loss history, pricing transparency, and a certificate(s) of insurance and/or statement of values. We cross-reference this data across our internal data sources to assist in review of your insurance limits.
  • Thorough Assessment
    At Avalon, not only do we carefully select our clientele and the properties that enter the program, but we also will run your properties through our proprietary risk modeling system to assure that we have the proper spread of risk as it relates to insurance perils such as fire, wind and hail, hurricane, wildfire, crime, etc. and to determine account placement.
  • DATA ANALYTICS »
  • TAILORED OFFERING »

Narrowing Down The Best Clientele

At Avalon, not only do we carefully select our clientele and the properties that enter the program, but we also will run your properties through our proprietary risk modeling system to assure that we have the proper spread of risk as it relates to insurance perils such as fire, wind and hail, hurricane, wildfire, crime, etc. and to determine account placement.

FRONT-END
Underwriting

Because Avalon values transparency, we require you to show proof of expiring policies, a complete and favorable loss history, pricing transparency, and a certificate(s) of insurance and/or statement of values. We cross-reference this data across our internal data sources to make sure insurance limits are sufficient, pricing is competitive, and our rates and deductibles are stable and aligned with your risks.

Thorough Assessment

At Avalon, not only do we carefully select our clientele and the properties that enter the program, but we also will run your properties through our proprietary risk modeling system to assure that we have the proper spread of risk as it relates to insurance perils such as fire, wind and hail, hurricane, wildfire, crime, etc. and to determine account placement.

  • TAILORED OFFERING »
  • DATA ANALYTICS »
  • Market Submission
    During our marketing submission process, we will review your property or portfolio on not only a national basis for acceptance to Avalon, but also on a regional and local basis to ensure our policy structure meets your needs and goals. We also will compare our findings to competing insurance companies’ rates to ensure competitiveness in all markets.
  • Policy Structure
    Avalon isn’t just a proprietary program; it’s a proprietary process. As experts in the commercial property space, we will structure the program not only with placement directly into Avalon, but utilizing a variety of national insurance companies, regional insurance companies, and commercial property-specific programs. After all, your portfolio is different, your needs are different, your property locations are different, and the solution to meet those needs should be different.
  • Avalon Managed Account
    Once placed in Avalon, you will benefit from the security of the world’s largest insurance companies. You also will benefit from a robust policy form with comprehensive coverage that can be customized to meet changing lender requirements for a growing portfolio. The claims process is streamlined through Avalon’s construction consultant and a dedicated adjustment team from a leading international claim company. This not only helps stabilize your rate and deductible, but it also significantly reduces insurance costs and increases net operating income.
  • DATA ANALYTICS »
  • TAILORED OFFERING »

Market Submission

During our marketing submission process, we will review your property or portfolio on not only a national basis for acceptance to Avalon, but also on a regional and local basis to ensure our policy structure meets your needs and goals. We also will compare our findings to competing insurance companies’ rates to ensure competitiveness in all markets.

Policy Structure

Avalon isn’t just a proprietary program; it’s a proprietary process. As experts in the commercial property space, we will structure the program not only with placement directly into Avalon, but utilizing a variety of national insurance companies, regional insurance companies, and commercial property-specific programs. After all, your portfolio is different, your needs are different, your property locations are different, and the solution to meet those needs should be different.

Avalon Management Account

Once placed in Avalon, you will benefit from the security of the world’s largest insurance companies. You also will benefit from a robust policy form with comprehensive coverage that can be customized to meet changing lender requirements for a growing portfolio. The claims process is streamlined through Avalon’s construction consultant and a dedicated adjustment team from a leading international claim company. This not only helps stabilize your rate and deductible, but it also significantly reduces insurance costs and increases net operating income.

Avalon Proprietary Model

“A STRONG FOUNDATION IS THE KEY TO CREATING LONG-TERM SUCCESS”

Risk Analysis

Claims

Efficient claim handling is an expectation. But we take our service to the next level with a construction consultant who serves as a liaison between you, the property inspectors, third-party administrators, adjustors, and contractors. Because this person also consults on property damage and reconstruction cost valuation, we are able to streamline processes and resolve disputes, which limits the increased costs of “claim creep” and helps stabilize deductibles and rates.

Experience the Avalon Advantage.

At Avalon, our goal is to provide the best solution for the best clientele in the most efficient, thorough, and extensive manner. As a distinguished commercial property insurance broker, we guarantee unmatched property management consulting services designed for an elite clientele and a highly competitive industry. And we have unique state-of-the-art systems and processes to do just that.

The Process - Claims